One Guard Home Warranty is a traditional home warranty company that offers their services in Nevada, Arizona and Texas. Any individual homeowner who read the service agreement realizes that the contract has more exceptions, conditions and limitations than it actually has coverage for appliances breaking down or major home system failures. The number of other contracts and details to absorb at a closing make it very unlikely that the details of the home warranty that are only available in the very legalese service agreement will even be reviewed before  a home’s purchase.

Playing on the Fears of Homeowners

The limitations of home service contracts are legion. Home warranties are pitched by relying on the fears of a large repair bill. The number of systems in your house that you couldn’t fix yourself has multiplied over time. If nothing else a warranty claims to offer people the “peace of mind” that if a system breaks you can get it repaired or replaced without having to bear the financial burden in the moment. But the number of exceptions, loopholes, conditions and limitations make it seem unlikely that such a warranty is a good investment.

Playing on the Insecurities of Homeowners

One Guard particularly emphasizes that most homeowners don’t know which are legitimate service providers. Your ignorance is their gain – they have already chosen the providers and you must use their network to receive service. If the homeowner disagrees with the provider and would rather have their system replaced to avoid another repair charge, that is not up to you but the technician or service provider the company has contracted. It is minimally prudent to research thoroughly your local service providers that are associated with the plan to decide if there is any way this purchase could pay off in your favor. They chances do seem pretty low, however.