National Home Warranty is a company that offers homeowners, property managers and real estate agents service warranties to people in Nevada and Arizona. The fact that the company services are limited to those states is actually an advantage. Since the company focuses their efforts in limited area, they are more likely to have more thoroughly researched the service providers that they require their customers to use. Regardless of this potential benefit, the general value of these type of agreements serve the home seller much better than the eventual home buyer.
The Nature of the Home Warranty Service Contract
Home warranties are not the same thing as insurance. They will not cover the same things, but instead work to supplement homeowners insurance. That’s why it’s important to pick a home warranty that works to fill in gaps in your insurance policy, rather than using a home warranty as a replacement for homeowner’s insurance. National Home Warranty has a basic plan that covers a very specific list of appliances and home systems like HVAC. However, they create a subsidiary list of other protections that you could add to their basic plan for an additional cost. This provides a level of customization that allows their products to work well with existing insurance policies.
Variable Quality of Technicians and Service Providers
In spite of their limited territory, National Home Warranty still has the same weaknesses when it comes to the availability of local service providers. The quality of service seems to differ radically across systems, since the quality of their service providers seems vary dramatically. Obviously, small rural areas far from large cities will have a much more limited range of service providers. Reading the customer ratings of these services across companies make it obvious that where you live matters considerably as to the value of their service. Some places have great providers, others are terrible.