When it comes to providing coverage for the major systems in your home, there are numerous home warranty companies that will provide you with a policy that claims to insure either repair or replacement of a list of objects and systems in your home. 2-10 HBW Home Warranty Service Agreement offers some of the more comprehensive warranties available. Aside from their Services and Appliances Service Agreement, they also offer what they call a structural warranty. The condition on the Structural warranty is that only homes made by contractors who are members of 2-10 are eligible for this coverage. For all services, 2-10 HBW has you use their network of service providers and technicians, who determine if an item should be repaired or replaced.
More Coverage than Average
210 Home Buyers say their warranties kick in as service and product warranties run out on the products and systems covered. Sometimes your existing homeowner’s insurance can protect your from system failures. You should evaluate your existing coverage and make sure that you only warranty those systems that aren’t already covered. Another form of coverage you might already have is for the system or appliance itself. Most of these appliances and systems come with their own service contracts or warranties. Unlike most companies, 2-10 Home Buyers cover roofs under their “Systems And Appliances Service Agreement.” However, the roof’s framing structure is not covered under that warranty.
Better than Most
The fact is that 2-10 Home Buyers is no more or less transparent about the terms and conditions of their service warranty options than anyone else. The only contract between you and the home warranty company is the Agreement itself. It is very important to read it carefully with regard to limits, conditions, caps and fees that may not have been mentioned in the more narrative part of their website. Also, the fact that you must use their network of providers seems shady. If you see your system as not functioning properly you better hope that they agree, since it is up to them whether to replace or repair that system.